MARRIED NO CHILDREN BUT WITH PARENTS OR BROTHERS OR SISTERS

Should you die without a will this is what will happen.

SPOUSE GETS:

• car & house contents
• first £200,000 outright
• half of any excess outright

PARENTS OR BROTHERS/SISTERS GET:

• balance i.e. half of any excess outright

PLUS

• Bank & building society accounts (in a sole name) are frozen pending Letters of Administration being obtained
• Life assurance policies can be withheld where the policy is in a sole name and does not have a named beneficiary or hasn't been assigned for mortgage purposes
• A common-law spouse/partner and stepchildren could get nothing as the law does not recognise their rights when a person dies
• The average delay of distribution of an estate is 2 years, with a will it takes 6 weeks – 6 months

DONT PUT YOURSELF THROUGH THIS STRESS. YOU NEED A WILL!